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Nib bank Interview Questions and Answers
Ques:- The average of first 10 odd numbers is?
Right Answer:
The average of the first 10 odd numbers is 10.
Comments
nani Reddy Aug 5, 2021

first 10 odd num are 1,3,5,7,9,11,13,15,17,19
sum=100
avg=100/10
avg of 10 odd num =10

Ques:- What is Financial Analysis?
Right Answer:
Financial analysis is the process of evaluating a company's financial performance and stability by examining its financial statements, ratios, and other financial data to make informed business decisions.
Ques:- Four couples sit around a circular table in a party. Every husband sits to the right of his wife. P, Q, R and S are husbands and T, U, V and W are wives. Q – U and R – V are two married couples. S does not sit next to V. T sits to the left of P, who sits opposite S. If P interchange his place with the person who sits opposite to R disregarding the condition that husband and wife sit together, then who sits to the right of U?
Right Answer:
T sits to the right of U.
Ques:- What factors affect working capital requirement?
Right Answer:
The factors that affect working capital requirement include:

1. **Nature of Business**: Different industries have varying working capital needs.
2. **Business Cycle**: Economic conditions can influence sales and inventory levels.
3. **Seasonality**: Seasonal fluctuations in demand can impact inventory and cash flow.
4. **Credit Policy**: The terms offered to customers can affect accounts receivable.
5. **Inventory Management**: Levels of inventory held can influence cash tied up in stock.
6. **Supplier Terms**: Payment terms with suppliers can affect cash outflows.
7. **Sales Volume**: Higher sales typically require more working capital.
8. **Operational Efficiency**: Efficient operations can reduce the need for working capital.
9. **Market Conditions**: Competitive pressures can impact pricing and sales.
10. **Growth Rate**: Rapid growth may require additional working capital to support expansion.
Ques:- What is customers relationship?
Right Answer:
Customer relationship refers to the interactions and connections a company has with its customers, focusing on building trust, satisfaction, and loyalty through effective communication and support.
Ques:- What you will do in a particular situation
Right Answer:
I would assess the situation, gather relevant information, and then take appropriate action to resolve the issue while ensuring clear communication with the customer.
Ques:- What is customer support
Right Answer:
Customer support is the assistance provided to customers before, during, and after purchasing a product or service, helping them resolve issues, answer questions, and ensure a positive experience.
Ques:- How you had celebrated your last birthday?
Right Answer:
I celebrated my last birthday with a small gathering of friends and family at my home. We had dinner together, shared some laughs, and enjoyed a cake. It was a relaxed and joyful day.
Ques:- Why this company and not any other with the same work field?
Right Answer:
I am drawn to this company because of its strong reputation for innovation and commitment to employee development. I admire your focus on collaboration and sustainability, which aligns with my values and career goals. I believe I can contribute meaningfully to your team and grow alongside the company.
Comments
DHIVYA BHARATHI.N Apr 2, 2022

i improve my skills and i see u r company feed back it all are good with your company so i can join ur company

Ques:- If you woke up and had 1,000 unread emails and you allowed to answer only 300 of them, how would you choose which ones to answer?
Right Answer:
I would prioritize the emails based on urgency and importance. First, I would look for emails from my manager or key stakeholders, then respond to any time-sensitive requests, followed by emails from clients or customers. After that, I would address emails that require quick responses or are related to ongoing projects. Finally, I would consider the subject lines and senders to identify any critical issues or high-priority topics.
Ques:- You’re consulting with a large pharmacy with stores in multiple states. This company has improved sales but experienced a decrease in revenue. As a result, it is contemplating store closings. Explain how you’d advise this client?
Right Answer:
I would advise the client to analyze their sales data to identify which products are driving sales but not contributing to revenue. They should assess their pricing strategy, operational costs, and inventory management. Additionally, I would recommend evaluating the performance of each store location to determine if some stores are underperforming and should be closed. Implementing targeted marketing strategies and improving customer experience could also help boost revenue. Finally, consider exploring partnerships or alternative revenue streams to enhance profitability.
Ques:- A corn feed company has eight manufacturing plans located in the Midwest. These plants services the entire U.S. Their plant in Ohio is in need of refurbishing. The company has four possible options: refurbish the existing plant, build a larger plant at the current location, build a similar size plant at a new location, and build a larger plant at a new location.
Right Answer:
The company should conduct a cost-benefit analysis for each option, considering factors like refurbishment costs, construction costs, operational efficiency, and potential market reach, to determine the best choice for their needs.
Ques:- Your client is a ski resort. Global warming has made it such that natural snowfall has been reduced by 50%. They client is concerned. What should they do and why?
Right Answer:
The ski resort should invest in snowmaking technology to create artificial snow, diversify their offerings to include activities that don't rely on snow (like mountain biking or hiking), and promote year-round tourism to reduce dependence on winter snowfall.
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