Find Interview Questions for Investec

Right Answer:
The train will take 90 seconds to cross the bridge.

Right Answer:
Strong communication skills, analytical thinking, attention to detail, adaptability, and teamwork are essential soft skills for a financial analyst.

Right Answer:
The man has a total loss of Rs. 360.

Right Answer:
Fund-based lending refers to the provision of loans or credit by banks that involves the actual disbursement of funds to borrowers. The various forms of fund-based lending by banks include:

1. Term Loans
2. Working Capital Loans
3. Overdraft Facilities
4. Cash Credit
5. Demand Loans
6. Bill Discounting

Right Answer:
Deepak's birthday falls on 21st May.

Right Answer:
Bad debts are amounts owed to a company that are unlikely to be collected. The treatment of bad debts involves recognizing them as an expense on the income statement, which reduces net income, and adjusting accounts receivable on the balance sheet to reflect the estimated uncollectible amounts, often using an allowance for doubtful accounts.

Right Answer:
A Purchase Order (PO) is created by a buyer when they identify a need for goods or services. The process typically involves the following steps:

1. Identify the need for products or services.
2. Select a supplier or vendor.
3. Create a PO document that includes details like item descriptions, quantities, prices, and delivery dates.
4. Submit the PO to the supplier for confirmation.
5. Receive confirmation from the supplier, which may include any adjustments or agreements.

Once confirmed, the PO serves as a legally binding contract between the buyer and the supplier.

Right Answer:
A profit and loss account, also known as an income statement, is a financial report that summarizes a company's revenues, costs, and expenses over a specific period, showing the net profit or loss during that time.

Right Answer:
Yes, I have worked on SAP and am comfortable using it.

Right Answer:
If fixed costs increase, the Break-Even Point (B.E.P) will also increase.

Right Answer:
Merchant banks perform several functions when a company wants to raise funds from intermediaries, including:

1. **Advisory Services**: Providing guidance on the best methods to raise capital.
2. **Underwriting**: Guaranteeing the sale of securities by purchasing them and reselling to the public.
3. **Syndication**: Organizing a group of banks or investors to share the risk of financing.
4. **Placement**: Finding investors to buy the securities directly.
5. **Valuation**: Assessing the company's worth to determine the appropriate pricing of securities.
6. **Regulatory Compliance**: Ensuring that all legal and regulatory requirements are met during the fundraising process.

Right Answer:
Commercial paper is a short-term, unsecured debt instrument issued by corporations to raise funds for working capital and other short-term financial needs, typically maturing in 1 to 270 days.

Right Answer:
The general factors affecting capital structure include:

1. **Business Risk**: The inherent risk in the company's operations.
2. **Tax Considerations**: The tax benefits of debt financing.
3. **Financial Flexibility**: The ability to raise funds easily when needed.
4. **Cost of Capital**: The cost associated with different sources of financing.
5. **Market Conditions**: Economic environment and investor sentiment.
6. **Company Size and Age**: Larger, older firms may have different capital needs than smaller, newer ones.
7. **Asset Structure**: The nature of the company's assets and their liquidity.
8. **Management Philosophy**: The attitudes of management towards debt and equity financing.

Right Answer:
Turnover group ratios are financial metrics that measure how efficiently a company utilizes its assets to generate sales. They include ratios like inventory turnover, accounts receivable turnover, and asset turnover, which indicate how well a company converts its resources into revenue.

Right Answer:
The different types of venture capital financing are:

1. Seed Capital
2. Early Stage Financing
3. Expansion Financing
4. Late Stage Financing
5. Mezzanine Financing
6. Bridge Financing

Right Answer:
VSWR stands for Voltage Standing Wave Ratio. It measures the efficiency of power transmission in a transmission line, indicating how well the load is matched to the line. A lower VSWR value (close to 1:1) indicates better matching and less reflected power.

Right Answer:
I encourage job seekers by providing personalized feedback on their resumes and interview skills, sharing job search strategies, and connecting them with networking opportunities. I also motivate them by celebrating small achievements and reminding them of their strengths.

Right Answer:
The revenue potential of a new pharmaceutical product is influenced by factors such as market demand, pricing strategy, competition, regulatory approval, patent protection, marketing effectiveness, target patient population, distribution channels, and reimbursement policies.

Right Answer:
Assess the current situation, identify key issues, engage with employees and stakeholders, streamline operations, focus on core products or services, improve cash flow, and develop a strategic plan for turnaround.

Right Answer:
I would advise the firm to conduct thorough market research to understand local demand, regulations, and competition. They should establish partnerships with local contractors and suppliers, ensure compliance with US laws, and consider hiring local talent to navigate cultural differences. Additionally, developing a strong marketing strategy to build brand awareness and networking within the industry will be crucial for their success.