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Ques:- Two trains, each 100 m long, moving in opposite directions, cross other in 8 sec. If one is moving twice as fast the other, then the speed of the faster train is?
Right Answer:
The speed of the faster train is 50 m/s.
Ques:- David invested certain amount in three different schemes. A, B and C with the rate of interest 10% p.a., 12% p.a. and 15% p.a. respectively. If the total interest accrued in one year was Rs. 3200 and the amount invested in scheme C was 150% of the amount invested in scheme A and 240% of the amount invested in scheme B, what was the amount invested in scheme B?
Right Answer:
The amount invested in scheme B is Rs. 1000.
Ques:- What is fund based lending? What are the various forms in which fund based lending may be made by banks?
Right Answer:
Fund-based lending refers to the provision of loans or credit by banks that involves the actual disbursement of funds to borrowers. The various forms of fund-based lending by banks include:

1. Term Loans
2. Working Capital Loans
3. Overdraft Facilities
4. Cash Credit
5. Demand Loans
6. Bill Discounting
Ques:- What is clustering in data analysis and how is it different from classification
Right Answer:
Clustering in data analysis is the process of grouping similar data points together based on their characteristics, without prior labels. It is an unsupervised learning technique. In contrast, classification involves assigning predefined labels to data points based on their features, using a supervised learning approach.
Ques:- What is the difference between supervised and unsupervised learning
Right Answer:
Supervised learning uses labeled data to train models, meaning the output is known, while unsupervised learning uses unlabeled data, where the model tries to find patterns or groupings without predefined outcomes.
Ques:- What are the different types of data analysis
Right Answer:
The different types of data analysis are:

1. Descriptive Analysis
2. Diagnostic Analysis
3. Predictive Analysis
4. Prescriptive Analysis
5. Exploratory Analysis
Ques:- How do you handle missing data in a dataset
Right Answer:
To handle missing data in a dataset, you can use the following methods:

1. **Remove Rows/Columns**: Delete rows or columns with missing values if they are not significant.
2. **Imputation**: Fill in missing values using techniques like mean, median, mode, or more advanced methods like KNN or regression.
3. **Flagging**: Create a new column to indicate missing values for analysis.
4. **Predictive Modeling**: Use algorithms to predict and fill in missing values based on other data.
5. **Leave as Is**: In some cases, you may choose to leave missing values if they are meaningful for analysis.
Ques:- What is data normalization and why is it important
Right Answer:
Data normalization is the process of organizing data in a database to reduce redundancy and improve data integrity. It involves structuring the data into tables and defining relationships between them. Normalization is important because it helps eliminate duplicate data, ensures data consistency, and makes it easier to maintain and update the database.
Ques:- Define shadow balance ?
Right Answer:
A shadow balance is an accounting term that refers to a record of transactions or balances that are not officially recognized in the financial statements but are tracked internally for management or analytical purposes.
Ques:- What is Contingent Liabilities?
Right Answer:
Contingent liabilities are potential obligations that may arise in the future depending on the outcome of a specific event, such as a lawsuit or warranty claim, but are not yet recognized as actual liabilities in the financial statements.
Ques:- DEFINE IN DETAIL ABOUT TAXATION AND USE OF TAX
Right Answer:
Taxation is the process by which governments collect money from individuals and businesses to fund public services and infrastructure. Taxes can be levied on income, property, sales, and various transactions. The primary uses of tax revenue include funding education, healthcare, transportation, defense, and social services, as well as maintaining public order and supporting economic stability.
Ques:- What was your achievement with the previous company?
Right Answer:
In my previous company, I successfully led a project that improved our software's performance by 30%, resulting in increased customer satisfaction and a 15% boost in sales.
Ques:- Why do you want to change the current organization
Right Answer:
I want to change my current organization to seek new challenges, grow my skills, and find opportunities that align better with my career goals and values.
Ques:- What is sales and marketing?
Right Answer:
Sales and marketing are two related but distinct activities. Marketing involves promoting and creating awareness of a product or service to attract potential customers, while sales is the process of directly engaging with those customers to persuade them to purchase the product or service.
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